The Accounting Educator from San Francisco CPA's Sterck Kulik O'Neill
The Accounting Educator from Your Financial Success Advisors
February 25, 2010

Greetings!

in this issue
  • Should You Convert Your IRA to a Roth IRA?
  • How to Improve Your Presentation Skills
  • Five Ways to Offset Education Costs
  • Sales Lessons from the Westminster Dog Show
  • Make Us Work and Win a Kindle

  • How to Improve Your Presentation Skills
    Presenting...

    Your presentations skills are just as important as the information you are presenting.

    Whether or not your presentation achieves its desired outcome can be affected by your speaking skills. So, step in front of your audience with your best foot forward.


    Five Ways to Offset Education Costs
    College-bound graduate

    Saying that college is very expensive is nearly a humorous understatement. College tuition, fees, and living costs can be astronomical, and they are rising faster than the overall rates of inflation and income.

    The Federal government offers some help with tax credits, deductions, and savings plans.


    Sales Lessons from the Westminster Dog Show
    Lilliput's Royal Munchkin of Wagsmore

    This year another Scottish Terrier won Best in Show.

    Why is it that Sadie is the 8th Scottish Terrier to win since Westminster started in 1907 while other breeds have produced no top dogs?

    It's the same reason that IBM and Microsoft are top dogs of their world. Find out from the story below how to get on top of your industry's dog pile.

    Pictured is partner Geoffrey Kulik's show girl, Lilliput's Royal Munchkin of Wagsmore (aka: SeQueL). She's a miniature long hair dachshund who is starting her show career. Congratulations to SeQueL for placing as Reserve Winners Bitch Monday at the Santa Clara Valley Kennel Club show.


    Make Us Work and Win a Kindle
    Wisdom from American Presidents

    You know that getting your tax information to your CPA early is good because:

    • You will receive your refund faster, or you'll have more time to prepare to make your payment to the IRS
    • You'll have more time to find missing documents or numbers, if you're asked for additional information
    • You'll sleep better not having this chore hanging over your head
    • You'll receive MORE automatic entries for the Tax Season Giveaway

    When you get your tax information to us by tomorrow, you'll receive 40 automatic entries in the Giveaway. Top prizes are Kindle electronic book readers, and we're also offering an Internet radio and digital picture frames. Cool electronics!

    If you need this weekend to gather your information, but get it to us by March 5th, you'll still receive 20 automatic entries.

    Fill out your tax organizers, send them in, and be automatically entered in the Tax Season Giveaway!


    Should You Convert Your IRA to a Roth IRA?
    Geoffrey Kulik, CPA

    When you withdraw your money from Roth IRAs in retirement, that money is tax free. On the other hand, distributions from traditional IRAs will be taxed as income.

    This difference has many people considering converting their traditional IRAs into Roth IRAs. They are willing to pay taxes now (or spread out to 2012) for the opportunity to pay no taxes later.

    But, does converting to a Roth make sense?

    Unfortunately, the answer is a resounding "It depends". Read the article and find out why.

    Geoffrey P. Kulik
    CPA and Partner

    More on Roth Conversions»
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