The Accounting Educator from San Francisco CPA's Sterck Kulik O'Neill
The Accounting Educator from Your Financial Success Advisors
May 27, 2010

Dear Galen Workman,

in this issue
  • Learn How to How to Be Smart About Your Loans
  • 5 Scams You Might be Falling For
  • HIRE and Get a Tax Break
  • Looking for the Best Mortgage?
  • Sign Up to Grow Your Business

  • 5 Scams You Might be Falling For
    Woman falling for fraud

    Difficult economic times make us hyper-vigilant for ways to earn and keep more money. We're eager to discover untapped income sources and willing to try new jobs and businesses. If we're un- or under-employed we have even more time to search for our personal pot of gold.

    Let us show you how to get your piece of the government's economic stimulus package. We'll help you refinance your loans and even help you claim your lottery prizes while we're at it.

    Just pay us a small fee...


    HIRE and Get a Tax Break
    HIRE staff with government help

    Congress and the President are focused on getting people back to work, and they've started two incentive programs to help businesses like yours employ more people.

    The Hiring Incentives to Restore Employment (HIRE) Act gives businesses incentives for hiring and retaining unemployed workers.

    A qualified employer's 6.2 percent share of FICA is forgiven for new hires, and a general business credit is given to companies for each retained worker under certain circumstances.


    Looking for the Best Mortgage?
    Mortgage Word Cloud

    This week mortgages have fallen to extremely low rates. We've heard reports of 30-year fixed loans with a price in the mid 4% range.

    Refinancing activity is high, but we know there's no percentage in rushing into a transaction.

    Take a breath. Download this free "how-to" PDF from the government's National Credit Union Administration. Then act!


    Sign Up to Grow Your Business
    Sign Up to Grow Your Business

    You can learn the 4 ways to grow your business and start implementing the techniques you learn the very next day after you attend the June 15 Business Growth Strategy Seminar.

    Our business development specialists will show you how to work ON your business and not IN it.

    The two-hour seminar is free, but advanced registration is required to secure one of the limited seats.


    Geoffrey Kulik, CPA and Partner

    Neither a borrower nor a lender be,
    For loan oft loses both itself and friend,
    And borrowing dulls the edge of husbandry.

    This wisdom from Shakespeare's Polonius in Hamlet may seem like sage advice, but it doesn't work so well for businesses like yours that need capital to expand.

    On the other hand, the news is littered with the stories of aggressive companies who are collapsing under the weight of too much debt.

    Find out how you can steer your business down the successful middle course between no loans and killer debt.

    Geoffrey P. Kulik
    CPA and Partner

    6 Steps to the Goldilocks Approach to Loans »
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