We're advocates for using social media for business. We're on Facebook as a company (become a fan) and as individuals.

Unfortunately, too many people don't understand that telling your Facebook "friend" a detail about your life isn't the same as privately mentioning something to your best friend in college.

Do you think you're smart enough to know potential fraud when you see it?

The National Consumers League offers 6 free online tests of your fraud knowledge. They'll let you know if you are at risk for falling for everything from a foreign business scheme to a scheming suitor.

Wishful thinking is powerful motivation. And, the Internal Revenue Services has heard almost every possible claim that wishful thinking tax payers have devised to avoid sending in what's legally required.

Unfortunately, the Internet gives perpetual life to frivolous tax arguments. Have you heard that getting paid Federal Reserve Notes is not income? That a Federal tax lien is invalid because it wasn't signed by the Secretary of the Treasury? What contention have you heard?

Find out that the IRS says about Uncle Elmore's sure-fire way to pay $0 in taxes. And, read to the end of this PDF so you can tell Uncle Elmore what the penalty is for making frivolous claims!

Are you using your web site to build a list of prospects? Maybe you're offering them a report or a gift, if they tell you who they are.

You want your web site to be a 24-hour-a-day worker for your marketing and sales effort. But, if you ask too many questions, you're going to scare away the quarry.