If you are pricing your services for less than cost, or just breaking even, you're operating a non-profit venture - or a business that's likely to fail, explains Inc.com's Elizabeth Wasserman.

If you don't intend to be a non-profit, Elizabeth gives you some great general advice to help you pick how you're going to price your goods and services. She talks about figuring out your costs and how to determine a successful profit margin.

Read your options on pricing models and pricing methods. And, give Sterck Kulik O'Neill a call for advice on your specific situation.

Businesses make hundreds or thousands of decisions every year, many of which seem inconsequential

But the smallest details can have business-changing or even business-ending consequences.

Here are 11 favorites bad decisions to watch out for from The New York Time's Jay Goltz. (Our favorite favorite way to destroy your business is #9, picking the wrong accountant.)

Finally! Your business is ready to serve the masses. Unfortunately, the masses only want to do business with an established firm with a good track record.

You need to have had customers before someone will agree to be your customer. Getting that first customer is like trying for your first job back when your resume was blank.

Fortunately, there are effective ways to get your initial clients who will vouch for you.

Don't forget to visit our news page for regularly updated articles for your financial success.

Today the news page talks about:

• Pending legislation complicates year-end tax planning
• Prepaying mortgage interest and taxes to maximize 2009 deductions
• Revenue raisers vex lawmakers as they debate health care reform