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Greetings!
"Thank you!" to our clients for allowing
Sterck Kulik
O'Neill accounting group, inc. prepare your
2007 tax return. We appreciate the
opportunity to continue our relationship with
you and to help you achieve financial success.
Our office will be closed Wednesday, April
16th and will reopen Thursday at 8:30 am.
And, we will notify the winners of our Tax
Filer Give-away by May 15th!
| Are You Ready for Disaster? |
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For those who haven't experienced a disaster
first hand it's difficult to imagine, even
from the graphic images fed to us by the
media, the realities of the situation.
What pictures cannot convey is the
frustration of an owner watching their
business suffer through the several days or
weeks during which power is unavailable,
transport facilities are out of operation,
communications are down and access to the
premises is prohibited.
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| The 62/70 Solution |
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You will get bigger monthly check if you wait to
apply for Social Security benefits. The
question, of course, is whether you
can/should wait until you're older to start
collecting benefits, or if you'll get more
money during your lifetime if you start
receiving Social Security as soon as you're
eligible.
Forbes magazine says, for married
couples, the lower wage earner should apply
as soon as possible while the higher earner
should wait.
And, did you know that if you start
collecting at 62, when you're 70 you can
change your mind, pay back the government
without interest, and then start
collecting at a higher rate?
Read the general information in the article,
and please call Sterck Kulik O'Neill for specific
advice on your retirement planning.
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| The Rest of the News |
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Don't forget to visit our news page for
regularly updated articles for your financial
success. Today the news page talks about:
- the ups and downs of falling interest
rates for tax planning
- IRS audit rates
- 2008 vehicle depreciation limits
- the decisions you need to make to take
advantage of business economic
stimulus incentives
... and more stories to help you and your
business.
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Avoid the Tax Scams |
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Next week's tax filing deadline always
energizes shady people who want to take
advantage of people's uneasiness with the IRS.
Here are two tricks people have played in
the past. Don't fall for these old
clunkers... and we know that they'll be
new twists for
2008! - Crooks send email pretending to
be from the IRS... they are really phishing
to steal your identify (more
info)
- "Services" offer to get you
your IRS refund or stimulus check. While
some of
these businesses may not be stealing from
you, all of these people charge money for
something you can do
easily yourself.
If you have any questions about email or telephone
correspondence from anyone you don't know, do
not give out any information. Instead,
please
give Sterck Kulik O'Neill a call if you have
questions about any communications you get
from the "IRS".
-- Charles R. Sterck, CPA
Managing Director
Contact Your CPA
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